Easier now for cancer survivors to secure Mortgage Protection with new code in place

A new code of practice aimed at making it easier for cancer survivors to get mortgage protection has come into effect.

The code, announced earlier this year, will see participating insurers disregard a disclosed cancer diagnosis where treatment ended more than seven years prior to their application or more than five years if the applicant was under 18 at time of diagnosis.

Life cover of up to €500,000 per cancer-surviving applicant will also be available for a mortgage on a principal private residence.

The voluntary code applies to decreasing mortgage protection policies.

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